\u4e00\u3001\u958b\u901a\u7f8e\u570bBOA\u8cec\u6236\u7684\u512a\u52e2\uff1a
1\u3001\u8cec\u6236\u5168\u7a0b\u81ea\u5df1\u638c\u63e1\uff0c\u8cc7\u91d1\u66f4\u5b89\u5168\u3002
2\u3001\u5728\u5927\u9678\u4f7f\u7528\u548c\u5f80\u5927\u9678\u8f49\u8cec\u4e0d\u6703\u88ab\u5c01\u3002
3\u3001\u63a5\u6536\u7f8e\u570b\u672c\u5730\u5ba2\u6236\u53ca\u5317\u7f8e\u5176\u4ed6\u5ba2\u6236\u7684\u6b3e\u9805\u65b9\u4fbf\uff0c\u5373\u6642\u5230\u5e33\uff0c\u540c\u6642\u672c\u5730\u5ba2\u6236\u4ed8\u6b3e\u624b\u7e8c\u8cbb\u5f88\u4f4e\u6216\u7232\u96f6\u3002
5\u3001\u7121\u9700\u63d0\u4f9b\u7f8e\u570b\u6536\u4ef6\u5730\u5740\u3002
6\u3001\u6700\u5927\u512a\u52e2\uff1aBOA\u9280\u884c\u958b\u6236\u4e0d\u7ba1\u662f\u516c\u53f8\u9084\u662f\u500b\u4eba\u6236\uff0c\u90fd\u4e0d\u7528\u672c\u4eba\u53bb\u5230\u7f8e\u570b\u3002\u800c\u4e14\u4e0d\u7528\u8996\u983b\uff0c\u4e0d\u7528\u9762\u7c64\uff0c\u53ea\u9700\u8981\u7d66\u6211\u5011\u8cc7\u6599\u5c31\u80fd\u5920\u5e6b\u52a9\u5176\u8fa6\u7406\uff0c\u65b9\u4fbf\u597d\u7528\uff0c\u8cc7\u6599\u7c21\u55ae\uff01
\u4e8c\u3001\u7f8e\u570b\u9280\u884c\u958b\u8cec\u6236\u6240\u9700\u8cc7\u6599
\u7f8e\u570b\u516c\u53f8\u958bBOA\u9280\u884c\u8cec\u6236
1\u3001\u7f8e\u570b\u516c\u53f8\u8a3b\u518a\u8b49\u66f8;
2\u3001\u9280\u884c\u5099\u6848\u4eba\u8b77\u7167\u8907\u5370\u4ef6;
3\u3001\u7f8e\u570b\u516c\u53f8\u806f\u90a6\u7a05\u865f\u6587\u4ef6;
4\u3001\u958b\u5e33\u6236\u4fe1\u606f\u8868(\u9700\u5982\u5be6\u586b\u5beb\u5404\u9805\u9280\u884c\u958b\u5e33\u6236\u4eba\u8a73\u7d30\u4fe1\u606f\uff0c\u4ee5\u4fbf\u9280\u884c\u8988\u5be6\u4fe1\u606f\u4fdd\u8b49\u5ba2\u6236\u80fd\u6b63\u5e38\u8f49\u6b3e)\uff1b
5\u3001\u516c\u53f8\u8a3b\u518a\u6240\u6709\u80a1\u6771\u4e2d\u82f1\u6587\u540d\u5b57\u7c3d\u5b57(\u59d3\u540d\u7c3d\u5b57\u8981\u6c42\u540d\u5728\u524d\u59d3\u5728\u5f8c)\uff1b
6\u3001\u9280\u884c\u8cec\u6236\u958b\u901a\u524d\uff0c\u9700\u8981\u9810\u5148\u7e73\u7d0d\u6fc0\u6d3b\u6b3e;
7\u3001\u8fa6\u7406\u6642\u9593\uff1a\u6fc0\u6d3b\u6b3e\u5230\u5e33\u5f8c\u4e00\u9031\u5de6\u53f3
\u500b\u4eba\u958b\u8a2dBOA\u9280\u884c\u8cec\u6236
\u8b77\u7167\u3001\u8eab\u4efd\u8b49\u6b63\u53cd\u9762\uff0c\u6383\u63cf\u4ef6
\u4e09\u3001\u7f8e\u570bBOA\u9280\u884c\u7684\u958b\u6236\u6d41\u7a0b
1\u3001\u5ba2\u6236\u78ba\u5b9a\u8fa6\u7406\uff0c\u6e96\u5099\u9280\u884c\u5099\u6848\u4fe1\u606f\u8868\uff08\u6211\u53f8\u53ef\u4ee5\u63d0\u4f9b\uff09\uff1b
2\u3001\u63d0\u4ea4\u9280\u884c\u958b\u6236\u6240\u9700\u8cc7\u6599\uff1b
3\u3001\u6211\u5011\u5c07\u76f8\u95dc\u8cc7\u6599\u63d0\u4ea4\u5230\u7f8e\u570b\u9280\u884c\uff1b
4\u3001\u5ba2\u6236\u532f\u5165\u7f8e\u570b\u958b\u6236\u6240\u9700\u6fc0\u6d3b\u6b3e\uff1b
5\u3001\u9280\u884c\u5206\u914d\u8cec\u865f\u3001\u7db2\u7d61\u9280\u884cID\u5bc6\u78bc(\u7232\u5b89\u5168\u8d77\u898b\u5ba2\u6236\u767b\u9678\u5f8c\u7b2c\u4e00\u6642\u9593\u81ea\u884c\u66f4\u6539\u5bc6\u78bc)\u3001\u9280\u884c\u5361\uff1b
6\u3001\u958b\u901a\u7db2\u4e0a\u9280\u884c\u67e5\u8a62\u529f\u80fd\u3002
\u7f8e\u570b\u9280\u884c\u958b\u6236\u5f8c\u61c9\u5f97\uff1a
\u9280\u884c\u652f\u7968\u8cec\u6236\u865f\u78bc\u3001\u652f\u7968\u672c(\u9700\u8981\u4ed8\u8cbb\u7533\u9818)
\u7f8e\u570b\u9280\u884c\u7db2\u4e0a\u9280\u884c\u64cd\u4f5c\uff1a
\u67e5\u8a62\u6536\u4ed8\u6b3e\u8a18\u9304\uff0c\u7d50\u9918\uff0c\u63a5\u6536\u532f\u6b3e\uff0c\u7f8e\u570b\u570b\u5167\u8f49\u8cec\u4ed8\u6b3e
\u56db\u3001BOA\u9280\u884c\u5e38\u898b\u5169\u985e\u8cec\u6236
1\u3001\u652f\u7968\u8cec\u6236checking account
\u958b\u8a2d\u7f8e\u570b\u9280\u884c\u8cec\u6236\uff0c\u652f\u7968\u8cec\u6236\u5c31\u662f\u65e5\u5e38ATM\u6216\u8005\u9280\u884c\u6ac3\u6aaf\u53d6\u9322\uff0c\u8cfc\u7269\u5237\u5361\uff0c\u7db2\u4e0a\u652f\u4ed8\u7b49\u529f\u80fd\u3002
2\u3001\u5132\u84c4\u8cec\u6236\uff0csavings account
\u7f8e\u570b\u9280\u884c\u8cec\u6236\u958b\u8a2d\uff0c\u5132\u84c4\u8cec\u6236\u5247\u76f8\u7576\u65bc\u570b\u5167\u7684\u6d3b\u671f\u5b58\u6b3e\uff0c\u6709\u4e00\u5b9a\u7684\u5229\u606f\uff0c\u4f46\u662f\u53ef\u4ee5\u975e\u5e38\u65b9\u4fbf\u7684\u8f49\u9032\u8f49\u51fa\uff0c\u5373\uff0c\u5982\u679c\u60f3\u4f7f\u7528\u5132\u84c4\u8cec\u6236\u88cf\u7684\u9322\u5247\u8f49\u5230\u652f\u7968\u8cec\u6236\u88cf\u5c31\u53ef\u4ee5\u4f7f\u7528\u4e86\u3002\u6216\u8005\u5982\u679c\u60f3\u53d6\u51fa\u5132\u84c4\u8cec\u6236\u88cf\u7684\u9322\u5247\u5230\u9280\u884c\u6ac3\u6aaf\u53d6\u5c31\u53ef\u4ee5\u4e86\u3002
\u5132\u84c4\u8cec\u6236savings account\u4e0d\u80fd\u53d6\u73fe\uff0c\u88cf\u9762\u7684\u5b58\u6b3e\u4e5f\u4e0d\u80fd\u88ab\u6d88\u8cbb\u3002\u6240\u4ee5\u5982\u679c\u8981\u4f7f\u7528savings account\u88cf\u7684\u9322\uff0c\u5fc5\u9808\u5148\u8f49\u5165\u5230checking account\u4e2d\u7e94\u53ef\u4ee5\u4f7f\u7528\u3002\u4e5f\u6b63\u56e0\u7232\u5132\u84c4\u8cec\u6236savings account\u88cf\u9762\u7684\u5b58\u6b3e\u4e0d\u80fd\u88ab\u6d88\u8cbb\u548c\u53d6\u73fe\uff0c\u6240\u4ee5\u5b83\u662f\u76f8\u5c0d\u5b89\u5168\u7684\uff0c\u9069\u5408\u5b58\u653e\u6bd4\u8f03\u9ad8\u984d\u7684\u5b58\u6b3e\u3002
\u6ce8\u610f\uff1a\u4e00\u822c\u9280\u884c\u6703\u9650\u5236savings account\u7684\u8f49\u51fa\u6b21\u6578\u3002BOA\u5c31\u8981\u6c42\u672c\u6708\u4e0d\u80fd\u8d85\u904e6\u6b21\u3002\u8d85\u904e6\u6b21\u4e4b\u5f8c\uff0c\u6bcf\u4e00\u7b46\u8f49\u51fa\u5c07\u6703\u6536\u53d6$10\u624b\u7e8c\u8cbb\u3002
\u7ba1\u7406\u8cbb\uff1aSavings Account\u7684\u6708\u7ba1\u7406\u8cbb\u662f8\u7f8e\u5143\uff0c\u5982\u679c\u4f60\u80fd\u4fdd\u8b49Saving Account\u6bcf\u5929\u7684\u9918\u984d\u8d85\u904e500\u7f8e\u5143\uff0c\u90a3\u9ebc\u5c31\u53ef\u4ee5\u514d\u9664\u9019\u500b\u8cbb\u7528\u3002checking account\u8cec\u6236\u7684\u5b58\u6b3e\u9ad8\u65bc1500\u7f8e\u5143\u514d\u6708\u7ba1\u7406\u8cbb\u3002\u4f4e\u65bc1500\u7f8e\u91d1\u5247\u6536\u53d612\u7f8e\u91d1\u6bcf\u6708\u3002
\u96fb\u532f\u532f\u51fa\u624b\u7e8c\u8cbb\uff1a
\u5411\u7f8e\u570b\u5883\u5167\u8cec\u6236\u532f\u51fa\uff1a30\u7f8e\u91d1\/\u7b46
\u5411\u7f8e\u570b\u5883\u5916\u8cec\u6236\u532f\u51fa\uff08\u5916\u5e63\uff09\uff1a35\u7f8e\u91d1\/\u7b46
\u5411\u7f8e\u570b\u5883\u5916\u8cec\u6236\u532f\u51fa\uff08\u7f8e\u91d1\uff09\uff1a45\u7f8e\u91d1\/\u7b46
\u96fb\u532f\u532f\u5165\u624b\u7e8c\u8cbb\uff1a
\u7f8e\u570b\u570b\u5167\u532f\u5165\uff1a12\u7f8e\u91d1\/\u7b46
\u5883\u5916\u532f\u5165\uff08\u7f8e\u91d1\uff09\uff1a15\u7f8e\u91d1\/\u7b46
\u5883\u5916\u532f\u5165\uff08\u5916\u5e63\uff09\uff1a35\u7f8e\u91d1\/\u7b46
\u4e94\u3001BOA\u9280\u884c\u53d6\u73fe<\/p>\n\n\n\n
\u5f9e\u570b\u5916\u8f49\u904e\u4f86\u7684\u4ea4\u6613\u7f8e\u570b\u9280\u884c\u653616\u7f8e\u5143\uff0c\u5f9e\u7f8e\u570b\u9280\u884c\u8f49\u51fa\u53bb\u7f8e\u570b\u9280\u884c\u653635\u7f8e\u5143\u7684\u8cbb\u7528\u3002\u5229\uff1a\u53d6\u73fe\u9322\u7acb\u523b\u5230\u8cec\uff0c\u7f8e\u65b9\u4e5f\u4e0d\u6536\u8cbb\uff0c\u5f0a\uff1a\u4e00\u822c\u6703\u6709\u984d\u5ea6\u4e0a\u9650\u3002<\/p>\n\n\n\n
\u570b\u969b\u96fb\u5b50\u532f\u6b3e\uff08International Electronic Wire Transfer\uff09\u6700\u5178\u578b\u548c\u50b3\u7d71\u7684\u8f49\u9322\u65b9\u5f0f\u3002\u9019\u500b\u65b9\u6cd5\u6c92\u6709\u984d\u5ea6\u9650\u5236\uff0c\u4f46\u662f\u9700\u8981\u5e7e\u5929\u6642\u9593\u624d\u80fd\u5230\u8cec\uff0c\u4e00\u822c\u4f86\u8aaa\u96d9\u65b9\u9280\u884c\u90fd\u6536\u624b\u7e8c\u8cbb\u3002
\u516d\u3001\u7f8e\u570b\u7684\u9280\u884c\u600e\u6a23\u8f49\u8cec
ACH Push \/ ACH Pull(\u9069\u5408\u7f8e\u570b\u5883\u5167\u8f49\u8cec)
\u5728\u81ea\u5df1\u540d\u4e0b\u7684\u4e0d\u540c\u9280\u884c\u4e4b\u9593\u8f49\u8cec\uff0c\u6700\u5e38\u7528\u7684\u65b9\u5f0f\u662f ACH Push \/ ACH Pull\uff0c\u4e5f\u53ef\u4ee5\u88ab\u7d71\u7a31\u7232 ACH Transfer\u3002ACH \u7684\u5168\u7a31\u662f Automated Clearing House\uff0c\u662f\u7f8e\u570b\u641e\u7684\u4e00\u500b\u96fb\u5b50\u6e05\u7b97\u6a5f\u69cb\u3002\u5047\u8a2d\u6211\u5011\u9700\u8981\u628a\u9322\u5f9e A\u9280\u884c\u8f49\u5230 B \u9280\u884c\uff0c\u4f60\u53ef\u4ee5\u6709\u5169\u7a2e\u65b9\u5f0f\u57f7\u884c\u9019\u500b\u64cd\u4f5c\uff1a
\u00b7\u5728 A \u9280\u884c\u64cd\u4f5c\u7684\u8a71\uff0c\u662f\u628a\u9322 push \u5230 B \u9280\u884c\u53bb\uff0c\u9019\u500b\u64cd\u4f5c\u53eb\u505a ACH Push\uff1b
\u00b7\u5728 B \u9280\u884c\u64cd\u4f5c\u7684\u8a71\uff0c\u662f\u628a\u9322\u5f9e A \u9280\u884c\u4e2d pull \u904e\u4f86\uff0c\u9019\u500b\u64cd\u4f5c\u53eb ACH Pull\u3002
\u5728\u7db2\u9280\u7684\u754c\u9762\u88cf\uff0cACH Transfer \u901a\u5e38\u5c31\u88ab\u7c21\u55ae\u5730\u53eb\u505a transfer \u4e86\uff0c\u4ee5BOA\u7232\u4f8b\uff0c\u898b\u4e0b\u5716\uff1a
ACH Transfer \u7684\u57fa\u672c\u7279\u9ede\u5982\u4e0b\uff1a
\u00b7\u9700\u8981\u7684\u4fe1\u606f\u662f\uff1aRouting number \u548c Account number\u3002
\u00b7\u53ea\u80fd\u5728\u7f8e\u570b\u7684\u9280\u884c\u9593\u9032\u884c\u8f49\u8cec\u3002
\u00b7\u901a\u5e38\u89811~3\u500b\u5de5\u4f5c\u65e5\u5b8c\u6210\u4ea4\u6613\u3002
\u00b7\u8cbb\u7528\u53d6\u6c7a\u65bc\u4e0d\u540c\u9280\u884c\u3002
1\u3001\u652f\u7968\u8cec\u6236checking account
\u958b\u8a2d\u7f8e\u570b\u9280\u884c\u8cec\u6236\uff0c\u652f\u7968\u8cec\u6236\u5c31\u662f\u65e5\u5e38ATM\u6216\u8005\u9280\u884c\u6ac3\u6aaf\u53d6\u9322\uff0c\u8cfc\u7269\u5237\u5361\uff0c\u7db2\u4e0a\u652f\u4ed8\u7b49\u529f\u80fd\u3002
\u5118\u7ba1 ACH Transfer \u975e\u5e38\u4fbf\u6377\u800c\u4e14\u57fa\u672c\u514d\u8cbb\uff0c\u4f46\u662f\u4ecd\u7136\u6709\u4e9b\u9700\u6c42\u5b83\u7121\u6cd5\u6eff\u8db3\u3002\u5982\u679c\u6025\u9700\u8b93\u9322\u5230\u8cec\uff0cACH Transfer \u5b8c\u6210\u4ea4\u6613\u7684\u6642\u9593\u5c31\u986f\u5f97\u592a\u9577\u4e86\u3002\u82e5\u60f3\u5728\u4e0d\u540c\u570b\u5bb6\u4e4b\u9593\u532f\u6b3e\uff0cACH Transfer \u4e5f\u662f\u505a\u4e0d\u5230\u7684\u3002\u9019\u6642\u5c31\u9700\u8981 Wire Transfer \u4e86\u3002Wire Transfer \u662f\u9280\u884c\u9593\u76f4\u63a5\u901a\u8a0a\u7684\u624b\u6bb5\uff0c\u5b83\u5728\u5927\u7d04150\u5e74\u524d\u96fb\u5831\u767c\u660e\u7684\u5e74\u4ee3\u5c31\u5df2\u7d93\u958b\u59cb\u88ab\u4f7f\u7528\u4e86\u3002
\u4ee5 BOA \u7232\u4f8b\uff0cSame-day Wire transfer\u9019\u88cf\uff0c\u5beb\u7684\u975e\u5e38\u660e\u78ba\u662f Wire Transfer \u800c\u4e0d\u662f\u666e\u901a\u7684 transfer\uff1a
Wire Transfer \u7684\u57fa\u672c\u7279\u9ede\u5982\u4e0b\uff1a
\u00b7\u9700\u8981\u7684\u4fe1\u606f\u662f\uff1a\u6536\u6b3e\u4eba\u59d3\u540d\u5730\u5740\u3001\u6536\u6b3e\u9280\u884c\u7684\u4fe1\u606f\u3002\u5982\u679c\u662f\u5411\u4e2d\u570b\u532f\u6b3e\uff0c\u90a3\u9ebc\u9700\u8981\u7684\u6536\u6b3e\u9280\u884c\u4fe1\u606f\u7232\uff1a\u652f\u884c\u540d\u3001\u652f\u884c\u7684 SWIFT code\u3001\u8cec\u6236\u865f\u3002
\u00b7\u901a\u5e38\u662f\u7acb\u5373\u5230\u8cec\u3002
\u00b7\u6536\u767c\u96d9\u65b9\u90fd\u6709\u53ef\u80fd\u88ab\u6536\u8cbb\uff0c\u5177\u9ad4\u8cbb\u7528\u6839\u64da\u4e0d\u540c\u9280\u884c\u3001\u4e0d\u540c\u8cec\u6236\u7b49\u7d1a\u800c\u4e0d\u540c\u3002
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